home

optional benefits

Our eco home insurance offers you loads of great features a standard, but for extra peace of mind:

Home Emergency Assistance

Imagine coming home one evening to find that the heating has broken down, or you have no hot water or no electricity. This can be a reality for many of us, our Home Emergency Assistance cover can provide you with peace of mind, all for only £6.00 a month, that’s just 20p a day!

In the event of an emergency in your home you will be covered for:

Total failure or breakdown of the main hot water or central heating system (boilers over 15 years old excluded, must be subject to an annual service)
Plumbing and drainage emergencies
Domestic power supply failure (including gas, electric and water)
Roof – damage to your roof caused by storm or fallen trees/branches
Pests – problems with pests in your home including adjoining outbuildings

Benefits included:

First 3 months free!
24 hr emergency claims helpline - 1 phone call is all you need to make
We will arrange for a qualified tradesman to come to your home to carry out emergency repairs
Up to £500 per claim including parts, labour, materials and VAT (£2,000 in any year)
Up to £250 towards overnight accommodation if your home is uninhabitable due to a domestic emergency

For more information on Home Emergency Assistance call
0844 871 2362
Calls to our 0844 numbers cost 5p/minute from a BT landline, set up fees may apply and network charges may vary.
Calls from mobile phones may be considerably more.
(Lines are open 8am to 9pm Monday to Friday, 9am to 5pm Saturday and 10am to 4pm Sunday)

Home Legal Protection

Add Legal Protection to your eco home insurance policy for extra peace of mind. It’ll give you financial support to protect yourself and stand up for your legal rights and offer you a confidential legal helpline 24 hours a day, 365 days a year – covering advice on the laws of the UK, The Channel Islands, the Isle of Man, The European Union, Switzerland and Norway as well as a tax advice advisory service.

Our Legal Protection cover offers you the following benefits*:

We can often negotiate full settlement of a claim outside the courts. Or, we refer you to an experienced solicitor for further action
Up to £50,000 of Legal Costs assistance arising out of problems with personal injury or death, for negligence or assault
Purchase or sale of main residence not including solicitors fees
Property disputes including claims from a person causing damage
Consumer disputes when buying, hiring or selling goods in the home
Employment disputes where an industrial tribunal is involved
As well as contract disputes, property protection, tax protection, jury service, employees' legal defence and international cover.

*Subject to terms and conditions.

For more information on Home Legal Protection call
0844 871 2362
Calls to our 0844 numbers cost 5p/minute from a BT landline, set up fees may apply and network charges may vary.
Calls from mobile phones may be considerably more.
(Lines are open 8am to 9pm Monday to Friday, 9am to 5pm Saturday and 10am to 4pm Sunday)

Keycare

We all know that losing your keys, or having them stolen, is frustrating and upsetting. But now with our Keycare policy you can relax in the knowledge that should this happen, you are only one phone call away from help.

Keycare policy benefits:

Emergency helpline open 24 hours a day, 365 days a year
Protection for permanently lost keys to cover the cost of replacement keys, locks and car hire up to an annual cover limit of £1,000
Up to 3 days car hire if your car is unusable as a result of lost/stolen keys
Call out charges where keys are locked inside a vehicle or premises (within the annual cover limit of £1000 for each registered key fob)
Access to a nationwide network of locksmiths
No claim discount on your vehicle or household insurance policy is not affected
No excess to pay
Fast track claims service
No details of the key owner are given to the finder therefore guaranteeing confidentiality and security
Keycare pay the finder a reward of £10. You will not be asked to contribute
Keys for any lock are covered whilst attached to your key fob (including keys to commercial premises)

For more information on Keycare call
0844 871 2362
Calls to our 0844 numbers cost 5p/minute from a BT landline, set up fees may apply and network charges may vary.
Calls from mobile phones may be considerably more.
(Lines are open 8am to 9pm Monday to Friday, 9am to 5pm Saturday and 10am to 4pm Sunday)

plus... you can offset your car's CO2 emissions

Taking out our eco home insurance means you can protect your home with great cover and we’ll donate to an eco charity with every policy.